First Time Home Buyers, 103% Financing On Primary Residence!

Refinancing, Cash out up to 80%

Construction Loans, One Closing Rate Locked at Application

No-Income Verification Loans, up to 90% Financing

Consolidation Loans, Up to 90% of your Home Value

Investor Loans, Up to 90% Financing

First Time Homebuyers

We offer several special programs for first time home buyers. The 103% Community home buyers program is an affordable home loan program. It offers a low down payment of only 3% down and allows the seller to contribute funds towards closing cost. Interest rates are based on FNMA 30 year fixed rates

Check our low current mortgage rates 
Get Pre-Approved today by downloading our off line application, or Pre-Qualify for a loan on-line.

Refinancing

At America's Discount Lenders we are always looking for new innovative loan programs to enhance our portfolio.  We offer refinancing on all of our loan programs with cash back to you up to 80% of the value of your home.

Refinancing can save you a lot of money if you get the right loan. Payoff a high interest mortgage and invest your saving to yield maximum income.  One of the most important factors in refinancing is to know how long it will take to recover closing costs, and how much will be saved over time. Let us customize a loan program for you that will save you time and money.

Check out our low current rates.
Get Pre-Approved today by downloading our off line application, or Pre-Qualify for a loan on-line.

Construction Loans

Building a home can be a nerve-racking experience. You have enough to worry about without being concerned about financing.

At America's Discount Lenders, we have taken the hassles out of construction to perm financing. We offer a one-time closing with the interest rate locked in at the time of application. One closing means less overall closing costs. Once your loan is approved, we close the loan at your local title company and a draw schedule is determined based on your requirements. You pay interest only on the draws until the home is completed.

Get Pre-Approved today by downloading our off line application, or Pre-Qualify for a loan on-line.

No-Income Verification Loans

The no-income verification loan was developed to help the self-employed, commissioned, and salaried borrowers who have good savings but cannot show all their income. Programs range 65% financing to 80% financing. We can customize a no-income verification loan for you based on your specific needs. Call 1-877-511-4011 for more program details or just drop us a line.

Check our low current mortgage rates now.
Get Pre-Approved today by downloading our off line application, or Pre-Qualify for a loan on-line.

Consolidation Loans

You can pay off your high interest loans using the equity in your home--up to 90% of the value! Consolidate credit cards, car loans, student loans, and other high interest loans and get the benefit of a taxable interest deduction.

America's Discount Lenders offers a large array of loan programs for debt consolidation. Fill out our online pre-approval form, or call us now at 1-800-542-9285, to speak to a customer service rep.

Get Pre-Approved today by downloading our off line application, or Pre-Qualify for a loan on-line.
Do you have questions or would you like more information, just drop us a line.

Investor Loans

America's Discount Lenders offers some of the most aggressive investor loan programs in the country. Financing is available up to 90% of the purchase price or the value of the home. Over 50 different loan programs to choose from.

Fill out our on-line pre-approval form and we'll help you customize a loan program for you to optimize your investment. Or call one of our customer service reps for a free one-on-one consultation at 1-800-542-9285.

Get Pre-Approved today by downloading our off line application, or Pre-Qualify for a loan on-line.
Do you have questions or would you like more information, just drop us a line.